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Homeowner’s Insurance

5 Tips to Help Prevent Tree Trouble

Trees are pretty amazing things. They produce oxygen. They serve as natural air conditioners, both by blocking sunlight and through evaporation. And they even absorb sounds, helping to keep things peaceful. These benefits, along with countless others, are great reasons to keep the trees on your property

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A Few Tips for the College-Bound

Chances are, if you have a child going into college this fall, your summer has been full of shopping lists, campus visits, and worrying. College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a

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Power Outages and Food Safety: Toss it or Keep it?

Missouri summers are magical – fireflies, floating on the rivers, and those captivating summer storms. But what happens when those storms knock out power? St. Louis is no stranger to rolling summer power outages, and what’s worse is they usually come at the hottest part of the

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Four Things to Consider When Insuring a Vacation Home

Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. To that end, here are four things that may impact the

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Spring Flood Prevention and Safety

If living in the Midwest has taught you anything, it is that the weather can change in an instant – a gorgeous spring day can turn to risky storms in a matter of minutes. Even if you live in an area that you think isn’t at risk of

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Spring Cleaning Tips from O’Connor Insurance

Spring is a time for new beginnings. For most of us, that means cleaning and organizing our homes. If you’re ready to tackle that monumental chore, take into account the tips below. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a

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Natural Disasters Don’t Have to Mean Disasters for Homeowners

What if your home was devastated by a fire, wind or other natural disaster? Are you certain your insurance would cover enough of your home to rebuild at today’s construction costs? Sure, thinking about the aftermath of a catastrophe is no fun, but consider the alternative. If

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Improvements, Updates, and Renovations can Change Your Insurance

Our homeowner and condominium owner clients take great pride in their homes and communities. All over our region, they make investments in the beauty and livability of their respective homes. When you make a renovation or an update to your home, do you check with your insurance

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Insurance and Replacement Cost

One of our clients suffered a total loss after a fire in their home. The fire began in their garage and swept through their 1980s era ranch. What the fire did not destroy, water used to douse the flames ruined. Even the foundation was damaged. As the

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Have You Made a Home Inventory?

You and your family are sitting on the bumper of a fire truck. You kids are wrapped in one of those bright yellow emergency blankets. The smoke alarm alerted you in plenty of time to get out of the house, but the smell of fire permeates the

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