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Floods

Four Ways to Help Pets During Severe Weather

You’ve got an emergency plan for your family in case extreme weather or a natural disaster forces you to live without power, or worse, evacuate your home. (If not, learn how to create one at Ready.gov/make-a-plan.) But, what about planning for your pets? They’re likely to be

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Emergency Contact Cards Can Help During a Crisis

Here is a handy card we received from one of our vendors. Complete and put in your wallet or glove box. You may want to load the information into your cell phone, as well. Remember, though, cell phones may not work in a catastrophe, so having a

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Spring Flood Prevention and Safety

If living in the Midwest has taught you anything, it is that the weather can change in an instant – a gorgeous spring day can turn to risky storms in a matter of minutes. Even if you live in an area that you think isn’t at risk of

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Can Your Business Weather a Storm?

Storms and fires disrupt thousands of businesses every year. Although you can’t change the weather, you can minimize the effect of such disasters on your business. You have to plan ahead, though. People don’t like to think about disasters, but if you develop a catastrophe plan now,

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Natural Disasters Don’t Have to Mean Disasters for Homeowners

What if your home was devastated by a fire, wind or other natural disaster? Are you certain your insurance would cover enough of your home to rebuild at today’s construction costs? Sure, thinking about the aftermath of a catastrophe is no fun, but consider the alternative. If

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Come Back from Vacation to a Dry Home – Turn Off the Water

The scene must have been terrible. Our client had been out of town for just a few days, enjoying time with family and friends. They returned from the getaway to find their recently remodeled kitchen flooded. Even though they had a dishwasher that was only six months

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Did You Budget For A Change In Weather?

The Insurance Information Institute posted $1.5 billion in insured losses so far this year due to the near-record snowfall and prolonged extreme cold weather throughout much of the United States. There have been more than 175,000 claims paid for losses such as burst pipes from freezing, ice

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Prevent Floods in Your Vacant Property

Do you have a property that is vacant? A summer home, rental property that isn’t currently occupied, a commercial building awaiting renovation? Make sure it is bundled up for the cold weather! With cold winter weather, there is always an uptick in floods, though not the rising

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Swim at your Own Risk – Do You Have Flood Insurance?

Are you insured against a flood? You may be surprised to learn you aren’t. If you live in a condominium community, most condo associations in the St. Louis Metropolitan area do not provide flood insurance in the Master Policy. A Master Policy is insurance commonly carried by

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