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Condo Associations

Improvements, Updates, and Renovations can Change Your Insurance

Our homeowner and condominium owner clients take great pride in their homes and communities. All over our region, they make investments in the beauty and livability of their respective homes. When you make a renovation or an update to your home, do you check with your insurance

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Are You Covered If a Drone Crashes On Your Property?

Your maintenance associate has a great idea. Instead of climbing up and down ladders to inspect the roof and gutters after a storm, they’ll use a drone to take high-definition video of the peaks, valleys, hips and flashing of the buildings in your community association. On a

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Improving Your Community? Make Sure Your Insurance Keeps Pace!

Repairs and updates to your community association facilities change the insurance needs for that association. Some improvements can save you premium dollars, while others might increase your need for liability or replacement. Expanding your Board? Check your Directors and Officers Coverage – D&O insurance protects those community

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Prevent Roof Leaks By Preventing Ice Dams

The icicles that hang from the edge of your roof may be pretty, but they could also be an indication of a serious problem with the roof of your building. Ice dams form at or near the edge of roof decks when melting snow and ice collect

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Criminal Minds

Do not be the victim of a false sense of security just because your community has Fidelity coverage. Community associations are non-profit organizations governed by volunteers, therefore they need unique coverages. Take a closer look at your Fidelity policy.

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Is Ice Melt Safe for Pets?

With any winter storm, homeowners and condo owners have to deal with snow and ice on parking lots, driveways and sidewalks. For most homeowners and condo associations, chemical ice melt is used to keep sidewalks clear. Many residents in our communities have pets. Is the ice melt

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Did You Budget For A Change In Weather?

The Insurance Information Institute posted $1.5 billion in insured losses so far this year due to the near-record snowfall and prolonged extreme cold weather throughout much of the United States. There have been more than 175,000 claims paid for losses such as burst pipes from freezing, ice

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Five Expensive Insurance Mistakes and How Community Associations Can Avoid Them

Consider these five insurance tips to keep your community association out of trouble: No Umbrella Policy For When It Rains Liability A recent case in Florida found that untrimmed shrubbery led to a tragic accident. The jury awarded $12 million to the plaintiffs. Without an umbrella liability

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After an Accident in your Community

There’s been a serious accident on the common property – someone falls, a pedestrian is hit by a cyclist, or (as in the case of one of our clients) someone drives a car into the community pool. What do you do after you call 911? Losses due to

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Tornado Aftermath

The cell phone video told the story. Even in the dark images, you could see bare roofs and torn shingles sent to me by Patrick Fox, board member of a 314-resident condo development called ‘The Boulders at Katy Trail.’  The video included the wind and lightning. Even

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