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Community Associations

Improvements, Updates, and Renovations can Change Your Insurance

Our homeowner and condominium owner clients take great pride in their homes and communities. All over our region, they make investments in the beauty and livability of their respective homes. When you make a renovation or an update to your home, do you check with your insurance

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Are You Covered If a Drone Crashes On Your Property?

Your maintenance associate has a great idea. Instead of climbing up and down ladders to inspect the roof and gutters after a storm, they’ll use a drone to take high-definition video of the peaks, valleys, hips and flashing of the buildings in your community association. On a

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Improving Your Community? Make Sure Your Insurance Keeps Pace!

Repairs and updates to your community association facilities change the insurance needs for that association. Some improvements can save you premium dollars, while others might increase your need for liability or replacement. Expanding your Board? Check your Directors and Officers Coverage – D&O insurance protects those community

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Prevent Roof Leaks By Preventing Ice Dams

The icicles that hang from the edge of your roof may be pretty, but they could also be an indication of a serious problem with the roof of your building. Ice dams form at or near the edge of roof decks when melting snow and ice collect

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Criminal Minds

Do not be the victim of a false sense of security just because your community has Fidelity coverage. Community associations are non-profit organizations governed by volunteers, therefore they need unique coverages. Take a closer look at your Fidelity policy.

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Is Ice Melt Safe for Pets?

With any winter storm, homeowners and condo owners have to deal with snow and ice on parking lots, driveways and sidewalks. For most homeowners and condo associations, chemical ice melt is used to keep sidewalks clear. Many residents in our communities have pets. Is the ice melt

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Common Ground Liability

Within a development for which a community association is responsible will be common grounds. Common grounds are those areas and structures that are shared among the residents, that are not part of any property owner’s tract of land. Responsibility for common grounds typically lie with the homeowner’s

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