As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects should…
Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. To that end, here…
What if your home was devastated by a fire, wind or other natural disaster? Are you certain your insurance would cover enough of your home to rebuild at today’s construction costs? Sure, thinking about the aftermath of a catastrophe is…
Our homeowner and condominium owner clients take great pride in their homes and communities. All over our region, they make investments in the beauty and livability of their respective homes. When you make a renovation or an update to your…
The icicles that hang from the edge of your roof may be pretty, but they could also be an indication of a serious problem with the roof of your building. Ice dams form at or near the edge of roof…
If you own a condominium, or are a member of the condominium association board, you may have heard of the master policy. The master policy provides liability protection and covers the real property of the condominium buildings. In the event…
You and your family are sitting on the bumper of a fire truck. You kids are wrapped in one of those bright yellow emergency blankets. The smoke alarm alerted you in plenty of time to get out of the house,…
The scene must have been terrible. Our client had been out of town for just a few days, enjoying time with family and friends. They returned from the getaway to find their recently remodeled kitchen flooded. Even though they had…
The Insurance Information Institute posted $1.5 billion in insured losses so far this year due to the near-record snowfall and prolonged extreme cold weather throughout much of the United States. There have been more than 175,000 claims paid for losses…
Are you insured against a flood? You may be surprised to learn you aren’t. If you live in a condominium community, most condo associations in the St. Louis Metropolitan area do not provide flood insurance in the Master Policy. A…
