Protect Your Family

Your car, truck, SUV or motorcycle is one of your most valuable assets.  The independent agents of O’Connor Insurance will work closely with you to find the best value to protect your vehicle as well as your budget.

O’Connor Insurance is an independent insurance agency.  Rather than represent just one automotive insurance carrier, we are able to review the available policies from a wide variety of auto insurance providers to tailor a protection plan that is perfect for your coverage needs.  We’ll get to know you and learn how to get the best value for your insurance dollar. For instance:

• Do you have multiple vehicles?
• Would combining your homeowner’s insurance with your automotive insurance save money or improve coverage?
• Will you benefit from a safe-driver discount offered by a carrier?
• Are your young drivers good students?
• Do you have recreational vehicles, like a boat, camper or motorhome?
• Which carrier offers the best protection given your driving record?
• Does full coverage make sense for your vehicles?

Contact O’Connor Insurance to discuss your automotive insurance coverage needs.  Use our online automotive insurance quote system or give us a call.  We’ll quickly work up a quote for you and will be happy to explain any details about your automotive insurance.

Homeowner’s insurance can protect both the structure of your home as well as the contents of your home.  The key is to have coverage that matches your budget and your risk.  At O’Connor insurance, we work closely with you to make sure you are getting the best value from your homeowner’s insurance dollar.

Condominium, villa, multi-level, ranch,  custom, neoclassical – O’Connor insurance will take the time to understand your property and neighborhood to write the policy you need.

Not only will we help you protect the property against common disasters, such as:

• Fire – Often smoke damage and water damage is far greater than the actual fire, especially to your belongings like furniture and decor.
• Lightning – A lightning strike could do a great deal of damage to your home’s electrical system and all the electronic devices – from household appliances to computers and entertainments systems.
• Weather – Wind, hail storms, ice storms can destroy more than roofs.  Winds can knock over trees, down power lines and cause all sorts of damage indirectly as well as directly.
• Flood – When you are in a flood zone, over 20% of flood claims are filed outside of the flood zone.  Flood is excluded on Homeowner Policies.
• Crime – Theft, vandalism and other malicious acts can cost the homeowner a great deal.
• Accidents – Homeowners have suffered substantial losses as vehicles have crashed into their building.  These and other accidents happen all the time.
• Civil Liability – Homeowner’s coverage can provide protection against lawsuits  and legal expenses.

A well-written policy will take into account your property, the age of your home, other structures, the value of your personal possessions and your budget to provide the kind of protection that will lend peace of mind to you and your family.

Contact O’Connor Insurance to review your existing coverage.  We want to make sure you, your family, your property and your future are secure.

If you are renting, the structural damage due to fire, water damage or extreme weather will be covered by the insurance carried by the owner of the building.  The contents of your apartment, condo, duplex or rented house are not going to be protected by the owner’s insurance.

Renter’s insurance will cover the cost of replacing your possessions as well as expenses incurred if you are displaced by a loss.  O’Connor Insurance can work with you to choose the appropriate features of your renter’s insurance to suit your needs and budget.

• Fire – Often smoke damage and water damage is far greater than the actual fire, especially to your belongings like furniture and decor.
• Flood – Not only does water destroy, mold and mildew can make your home unlivable after the flood.
• Lightning – A lightning strike could do a great deal of damage to your home’s electrical system and all the electronic devices – from household appliances to computers and entertainments systems.
• Weather – Your personal property on the deck or patio where you rent can be destroyed during a weather-related event.
• Crime – Theft, vandalism and other malicious acts can cost the homeowner a great deal.
• Accidents – Renters can suffer substantial losses as vehicles have crashed into their building.  These and other accidents are not unheard of.
• Civil Liability – Renter’s coverage can provide protection against lawsuits prompted by events on your rented property and can include legal expenses.

A well-written policy takes into account the value of your personal possessions and your budget to provide the kind of protection that will lend peace of mind to you and your family.

Contact O’Connor Insurance to review your existing coverage.  We want to make sure you, your family, your property and your future are secure.

O’Connor Insurance helps families insure for future dental care.  Dental plans can help your family manage their dental care costs by covering unexpected costs such as orthodontics, oral surgery or restorative dental care after an accident.

Be aware, that there is usually a six to twelve month wait from the inception of the policy, so it’s important to secure dental care as soon as you can.  Plans typically cover two checkups and two cleanings spaced six months apart.  Premiums range form $20 to $40 per month depending on the plan.

As independent insurance agents, O’Connor Insurance can help your family find the dental coverage you need that will meet your budget.  Contact us today to learn what dental insurance plans are available.