This is the easiest insurance question I’ve ever had. The answer is simple: EVERYBODY needs an umbrella policy. Those with the greatest financial need are obviously those with the greatest assets and/or income to protect. However, even someone who currently…
Even if you’re a good driver, you might be costing yourself extra money every time you get behind the wheel. How? By doing things that can increase wear and tear on your car even things that seem perfectly normal. You…
When it comes to power tool safety, there’s a simple way to think about it: Use your head, keep your fingers. All joking aside, it’s extremely important to your entire well-being to use power tools with the utmost of care.…
Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways. Though St. Louis doesn’t get much snow or winter weather,…
At some point, every driver has to deal with rainy weather. But many don’t know what to do, so they just drive as they normally would. However, with slick roads, flooded streets and reduced visibility, that mentality can be a recipe…
Whether your home is a three-story Tudor, a skyline-grazing apartment, or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one (or you haven’t checked it recently) you may…
When a big storm hits in St. Louis, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor – identifying damage and protecting your home from…
Trees are pretty amazing things. They produce oxygen. They serve as natural air conditioners, both by blocking sunlight and through evaporation. And they even absorb sounds, helping to keep things peaceful. These benefits, along with countless others, are great reasons…
Motor vehicle corrosion is a billion-dollar problem in the United States, according to the Federal Highway Administration. And, no wonder. Road salt, tree sap, mud, pollution and even dead bugs and bird poop all contribute to a year-round assault on…
Just like swimming pools and sunburns, a sizzling grill is a symbol of summer, but grilling isn’t just about great food. Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re…
